On November 9, 2011, Mr. Waterman served a car collision suit pending in Circuit Court for the City of Newport News, Virginia. The case is Reynolds v. Adair, No. CL1101523V-04.
Prior to having the Reynolds motor vehicle accident lawsuit served on the Defendant, Mr. Waterman made seven (7) amicable demands for settlement on the offending motorist’s automobile liability insurer, Trustguard Insurance Company, a member of the Grange Mutual Casualty Group, doing business in Virginia under Grange Mutual Casualty Company. Six (6) of his amicable demands were made even before he filed suit.
Significantly, Trustguard/Grange has only $50,000.00 in liability insurance coverage for its insured and the Reynolds lawsuit ad damnum is $1,000,000.00, which represents substantial uninsured exposure in excess of policy limits. The personal injury Plaintiff claims at least $218,211.50 in medical expenses due to the two-car vehicle accident, including without limitation for medical treatment and care with Newport News Emergency Medical Service, Mary Immaculate Hospital, Hampton Roads Radiology Associates, Commonwealth Family Practice, Riverside Regional Medical Center, Rebound Chiropractic, Peninsula Radiology Associates, Hampton Roads Neurosurgical & Spine Specialists, Orthopaedic & Spine Center, and Cardiovascular Center of Hampton Roads on the Peninsula.
