25 Nov Virginia: Car Accident – a Lawyer’s Insurance
On November 9, 2012, Circuit Court for Gloucester County, Virginia, denied the written Motion of American Home Assurance Company to substitute for it a related insurer, Illinois National Insurance Co.; and instead accepted Mr. Waterman’s opposition argument that Illinois National simply should be added to the vehicle crash litigation. The personal injury case is Lyles v. Calloway, No. CL 10000070.
For the Enterprise company truck being driven by Plaintiff, Illinois National issued Plaintiff’s employer a $1,000,000.00 commercial fleet policy effective April 1, 2007, which was amended by the endorsement of American Home Assurance effective February 11, 2008, shortly before the Lyles vehicle collision in Gloucester, Virginia. Plaintiff also has $50,000.00 of underinsured motorist (“UIM”) coverage through his own personal auto insurer, Progressive Gulf Insurance Co.
Liability is apparent and Plaintiff’s vehicle accident-related past medical expenses already exceed $155,000.00. Hence the offending motorist’s auto liability insurer, Victoria Insurance, already has tendered it Virginia minimum coverage limits of $25,000.00 in Lyles.