Virginia: Vehicle Accidents – a Lawyer’s Bus

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On April 9, 2020, the Virginia Supreme Court found that a local school board had contracted for and was entitled to $1,000,000.00 auto liability coverage for its student school bus passenger, a motor vehicle personal injury victim. It rejected the Defendant UM/UIM insurer’s contention that its contractual liability was capped by law at only $50,000.00 under various Virginia statutes; and held that the Code of Virginia set the minimum requirement for such insurance coverage, not the maximum amount. The declaratory judgment action case is VACORP v. Young, Record No. 190356, on appeal from the City of Richmond Circuit Court.