Why Should I Hire a Lawyer Instead of Dealing Directly With the Insurance Company?

Lawyer working in office

If you suffered injuries in an accident due to someone else’s negligence, you could be tempted to deal directly with the insurance company rather than work with a lawyer. However, there are major drawbacks to dealing directly with an insurance adjuster that can cost you the compensation you deserve for your recovery. Being treated unfairly by the insurance company can be the last thing on your mind—and contrary to what the insurance adjuster is claiming—but without the help of a skilled lawyer on your side, your claim can be significantly diminished or even denied. 

At Waterman Law Centers, PLLC, we help you navigate common strategies insurance companies use to pressure or dupe you into taking a smaller settlement. With tailored, award-winning legal guidance, we protect your best interests and fiercely advocate on your behalf in the face of those who try to take advantage during a challenging time. 

4 Reasons You Should Hire a Lawyer Instead of Dealing Directly With the Insurance Company 

With so much on your mind following an accident, such as physical injuries, financial burdens, and emotional suffering, you want to ensure you obtain the maximum compensation you deserve and your legal rights are protected. Hiring a lawyer instead of dealing with the insurance company takes the stress off your shoulders and enables you to focus on your recovery. 

The following are the leading reasons why you should hire a lawyer instead of dealing with an insurance company: 

  1. You increase your chances of maximum compensation: Injuries sustained in an accident can have long-term consequences that are not immediately apparent. A savvy, experienced lawyer helps assess your damages and ensures you receive the most compensation, including for medical bills, lost wages, pain, suffering, inconvenience, and any continuing injury.
  2. You can avoid mistakes and protect your rights: Insurance companies have experienced claims adjusters skilled at negotiating and settling claims in their favor. If you are dealing with the insurance company on your own, you are at a disadvantage. For example, insurance adjusters often mislead by claiming you will net loss compensation with a lawyer. But a lawyer levels the playing field by knowing how the system works, valuing your case, negotiating on your behalf, and protecting your interests.
  3. Insurance companies try to settle quickly: Insurance companies try to settle your claim quickly to avoid paying out a larger settlement. If you accept a quick settlement, you could be leaving money on the table. A lawyer can help determine whether a settlement offer is fair and offer legal counsel on your best legal options.  
  4. Insurance companies focus on their bottom line: Insurance companies are businesses, and like any business, they are interested in protecting their bottom line. They try to minimize the amount they pay out of claims, such as by denying or undervaluing your claim. A highly successful lawyer can help you navigate the complex legal process and ensure you are protected during this challenging time. 

At Waterman Law Centers, PLLC, we have 40 years of experience working with personal injury victims and have always obtained a higher settlement than victims negotiating with insurance companies alone. 

Contact an Experienced Personal Injury Lawyer at Waterman Law Centers, PLLC

If you have suffered harm due to someone else’s negligence, dealing with the insurance company alone can be a daunting and overwhelming task. By hiring an award-winning lawyer at Waterman Law Centers, PLLC, we prioritize your interests so you receive fair compensation for damages. 

With our track record of success and tailored representation, you can rely on us for high-quality legal services and fierce advocacy throughout the legal process, so do not get lowballed by the insurance company. 

Avery T. “Sandy” Waterman Jr., Esq. is named in The Best Lawyers In America for Personal Injury for 2007-2023, and voted its “Lawyer of the Year” for Personal Injury in 2023 by his peers in Southeast Virginia; and Waterman Law Centers is listed as a Metropolitan Tier 1 Best Law Firm for Personal Injury in U.S. News & World Report for 2021-2023.

Schedule a complimentary consultation by calling (757) 906-4707 or filling out our contact form.